In each of the two years since I've been back, I've fallen from my bike once and been caught in torrential rain at least once. Today was my soaking of the year. It bucketed down in huge quantities not unusual for this year but still .. a tough ride. Especially with lightning crashing directly overhead.
A fellow cyclist and I paused under a bridge after a particularly close lightning strike. We didn't want to ride over the steel-framed bridge over the Don river, what with both the overhead power-lines for the street-cars and frequent lightning bolts. It got marginally better and I chanced it—and I'm still here to tell the tale.